100% Service/Refund Guarantee

Pay For Service With EPS Thought-Free. Always.

When you pay Service Arman, your money is never released until you are satisfied. We hold your payment safely for 24 hours — and if the service is not delivered as promised, you get a 100% full refund. No arguments. No delays. 100% Service.

Payment Held Securely 100% Refund if Undelivered 24-Hour Customer Protection
Protected Payment
EPS Verified
24h Hold
Refundable
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+ Payment Methods

Why This Matters to You

Your Payment is 100% Safe With Us

We know that paying online — especially to a service provider you may be trusting for the first time — can feel risky. That is exactly why we built our payment system around you, the customer.

When you pay Service Arman, your money does not go directly to us. It is held securely by EPS (Easy Payment System), a regulated payment gateway supervised by Bangladesh Bank. We only receive your payment after you confirm that the service was delivered to your satisfaction. If we fail to deliver — you get every taka back.

Your money is held by a Bangladesh Bank–regulated gateway — not by us directly
Service Arman only receives payment after you are happy with the service
If the service is not delivered as promised, you get a full refund — automatically
All payment data is encrypted — your financial details are completely private
Your Protection

Why Customers Trust Us

We built every part of our payment process to protect you — the customer — not just ourselves.

Your Money is Secured

The moment you pay, your money enters a protected hold — it does not go to Service Arman right away. It stays safely locked until you confirm the service is done.

Government-Regulated Gateway

All payments go through EPS — a gateway officially regulated by Bangladesh Bank. This is not a private system. It is overseen by the country's central bank for your protection.

You Can See Everything

Every step of your payment is documented and trackable. You always know where your money is, what its status is, and exactly what happens next — full transparency, zero surprises.

24 Hours to Check the Service

After paying, you have a full 24-hour window to review what was delivered. Only when you are happy does the payment get released. You stay in control throughout.

100% Refund if Undelivered

If Service Arman fails to deliver what was promised — for any reason — you receive a complete refund within 24 hours. Back to your original payment method. No deductions. No delays.

Pay Your Way

Use any method you trust — Visa, MasterCard, bKash, Nagad, and more. Local or international, we support the payment options that are most familiar and convenient for you.

Step by Step

What Happens After You Pay?

Here is exactly what happens to your money — step by step — so you never have to wonder or worry.

01

You Make a Payment

Choose your service and pay securely through EPS using your preferred method — card, bKash, Nagad, or any supported wallet. The checkout process is fast, encrypted, and straightforward.

02

Your Money is Held Safely

Your payment does not go to Service Arman yet. It is held securely in the EPS gateway for up to 24 hours. During this time, we work to deliver your service — while your money stays protected.

03

You Confirm or Claim a Refund

Once the service is delivered, you review it. Happy? Confirm, and we receive the payment. Not satisfied? Raise a complaint within 24 hours and receive a 100% full refund — no questions, no friction.

04

You Get Your Receipt

Whether you confirm or refund, a complete transaction receipt is delivered to you immediately. You have a full record of everything for your own reference — always.

Your 24-Hour Protection

Your Money Stays Safe for 24 Hours

The moment you complete a payment, your money is not released to us — it is held securely for up to 24 hours. This is your protection window. Use this time to check whether the service was delivered as promised. If everything is good, simply confirm and we receive the payment. If something is wrong — or if we could not deliver the service at all — you get every taka back, in full, automatically.

Payment held — not released to us You decide when to release Full refund if undelivered
How to Pay

Pay with the Method You Already Use

No need to sign up for anything new. Use the card or wallet you already trust.

VISA

Debit & Credit Cards

Pay with your Visa, MasterCard, or American Express card — the same cards you already use every day. Fast, globally recognised, and fully secure.

Visa MasterCard Amex
bKash
Nagad

Mobile Wallets (বাংলাদেশ)

bKash or Nagad — pay directly from your phone in seconds. The most popular and trusted mobile payment methods in Bangladesh, now accepted here.

bKash Nagad & More

From Anywhere in the World

Whether you are in Bangladesh or abroad, our payment system works for you. Pay in your local currency with the method you prefer — no barriers, no complications.

Bangladesh Worldwide
At a Glance

Everything You Are Protected By

What We Provide What This Means for You as a Customer
Secure Payment Hold Your money is held safely — it does not reach us until you confirm the service is done
24-Hour Review Window You have a full day to check the service before deciding — no pressure, no rushing
100% Refund Guarantee If we fail to deliver, your full payment comes back to you — automatically and without conditions
Full Transaction Tracking You can see exactly where your money is at every stage — nothing hidden, nothing unclear
Multiple Payment Options Pay with Visa, MasterCard, bKash, Nagad — whatever is easiest and most familiar for you
Bangladesh Bank Regulated Our gateway is officially supervised by Bangladesh Bank — giving your payment full legal and institutional protection
Real Customers

What Our Customers Say

"I was nervous about paying online but when I found out my money would be held for 24 hours and only released after I checked the service, I felt completely at ease. The refund process is also very clear."

R

Rahim Uddin

Digital Services Customer

"I paid with bKash in seconds. The service was delivered on time and I confirmed the payment right away. The fact that it is backed by Bangladesh Bank gives me real confidence every time I pay."

S

Sharmin Akter

IT Solutions Customer

"There was a delay in my service and I raised a complaint. Within the 24-hour window, I got a full refund back to my card — no back-and-forth, no drama. That level of customer protection is rare."

K

Kamal Hossain

Repeat Customer

"You pay us. We deliver. If we don't —
you get every taka back. That is our promise."

Service Arman is a service provider — not a bank, not a gateway company. We use the EPS payment system so that your money is protected by a third party from the moment you pay to the moment you confirm. We only get paid when you are satisfied. That is how we earn your trust — not by asking for it, but by building a system that proves it.

Service Arman Team
FAQ

Frequently Asked Questions

Get in Touch

Have a Question? We're Here.

Not sure about something? Want to know more about how your payment is protected? Reach out to us — our team is ready to explain every step clearly and make sure you feel completely confident before you pay.

Send Us a Message