When you pay Service Arman, your money is never released until you are satisfied. We hold your payment safely for 24 hours — and if the service is not delivered as promised, you get a 100% full refund. No arguments. No delays. 100% Service.
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We know that paying online — especially to a service provider you may be trusting for the first time — can feel risky. That is exactly why we built our payment system around you, the customer.
When you pay Service Arman, your money does not go directly to us. It is held securely by EPS (Easy Payment System), a regulated payment gateway supervised by Bangladesh Bank. We only receive your payment after you confirm that the service was delivered to your satisfaction. If we fail to deliver — you get every taka back.
We built every part of our payment process to protect you — the customer — not just ourselves.
The moment you pay, your money enters a protected hold — it does not go to Service Arman right away. It stays safely locked until you confirm the service is done.
All payments go through EPS — a gateway officially regulated by Bangladesh Bank. This is not a private system. It is overseen by the country's central bank for your protection.
Every step of your payment is documented and trackable. You always know where your money is, what its status is, and exactly what happens next — full transparency, zero surprises.
After paying, you have a full 24-hour window to review what was delivered. Only when you are happy does the payment get released. You stay in control throughout.
If Service Arman fails to deliver what was promised — for any reason — you receive a complete refund within 24 hours. Back to your original payment method. No deductions. No delays.
Use any method you trust — Visa, MasterCard, bKash, Nagad, and more. Local or international, we support the payment options that are most familiar and convenient for you.
Here is exactly what happens to your money — step by step — so you never have to wonder or worry.
Choose your service and pay securely through EPS using your preferred method — card, bKash, Nagad, or any supported wallet. The checkout process is fast, encrypted, and straightforward.
Your payment does not go to Service Arman yet. It is held securely in the EPS gateway for up to 24 hours. During this time, we work to deliver your service — while your money stays protected.
Once the service is delivered, you review it. Happy? Confirm, and we receive the payment. Not satisfied? Raise a complaint within 24 hours and receive a 100% full refund — no questions, no friction.
Whether you confirm or refund, a complete transaction receipt is delivered to you immediately. You have a full record of everything for your own reference — always.
The moment you complete a payment, your money is not released to us — it is held securely for up to 24 hours. This is your protection window. Use this time to check whether the service was delivered as promised. If everything is good, simply confirm and we receive the payment. If something is wrong — or if we could not deliver the service at all — you get every taka back, in full, automatically.
No need to sign up for anything new. Use the card or wallet you already trust.
Pay with your Visa, MasterCard, or American Express card — the same cards you already use every day. Fast, globally recognised, and fully secure.
bKash or Nagad — pay directly from your phone in seconds. The most popular and trusted mobile payment methods in Bangladesh, now accepted here.
Whether you are in Bangladesh or abroad, our payment system works for you. Pay in your local currency with the method you prefer — no barriers, no complications.
| What We Provide | What This Means for You as a Customer |
|---|---|
| Secure Payment Hold | Your money is held safely — it does not reach us until you confirm the service is done |
| 24-Hour Review Window | You have a full day to check the service before deciding — no pressure, no rushing |
| 100% Refund Guarantee | If we fail to deliver, your full payment comes back to you — automatically and without conditions |
| Full Transaction Tracking | You can see exactly where your money is at every stage — nothing hidden, nothing unclear |
| Multiple Payment Options | Pay with Visa, MasterCard, bKash, Nagad — whatever is easiest and most familiar for you |
| Bangladesh Bank Regulated | Our gateway is officially supervised by Bangladesh Bank — giving your payment full legal and institutional protection |
"I was nervous about paying online but when I found out my money would be held for 24 hours and only released after I checked the service, I felt completely at ease. The refund process is also very clear."
Rahim Uddin
Digital Services Customer
"I paid with bKash in seconds. The service was delivered on time and I confirmed the payment right away. The fact that it is backed by Bangladesh Bank gives me real confidence every time I pay."
Sharmin Akter
IT Solutions Customer
"There was a delay in my service and I raised a complaint. Within the 24-hour window, I got a full refund back to my card — no back-and-forth, no drama. That level of customer protection is rare."
Kamal Hossain
Repeat Customer
"You pay us. We deliver. If we don't —
you get every taka back. That is our promise."
Service Arman is a service provider — not a bank, not a gateway company. We use the EPS payment system so that your money is protected by a third party from the moment you pay to the moment you confirm. We only get paid when you are satisfied. That is how we earn your trust — not by asking for it, but by building a system that proves it.
Not sure about something? Want to know more about how your payment is protected? Reach out to us — our team is ready to explain every step clearly and make sure you feel completely confident before you pay.